:root {
  --navy: #071525;
  --navy-2: #0c223c;
  --blue: #0d6efd;
  --blue-bright: #1f87ff;
  --ice: #eef6ff;
  --ink: #0b1727;
  --muted: #586579;
  --line: #d8e1ec;
  --paper: #ffffff;
  --soft: #f3f7fb;
  --max: 1200px;
  --shadow: 0 22px 60px rgba(5, 26, 51, .13);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: var(--paper); font-family: "Manrope", "Segoe UI", sans-serif; font-size: 16px; line-height: 1.65; -webkit-font-smoothing: antialiased; }
a { color: inherit; text-decoration: none; }
button, input { font: inherit; }
.container { width: min(var(--max), calc(100% - 48px)); margin: 0 auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -80px; z-index: 100; background: white; padding: 12px 18px; box-shadow: var(--shadow); }
.skip-link:focus { top: 16px; }

.utility-bar { background: #030b15; color: #b9c5d4; font-size: .78rem; }
.utility-inner { min-height: 36px; display: flex; align-items: center; justify-content: space-between; gap: 20px; }
.utility-links { display: flex; align-items: center; gap: 24px; }
.utility-links a:hover { color: white; }

.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(12px); border-bottom: 1px solid rgba(216,225,236,.8); }
.nav-wrap { min-height: 78px; display: flex; align-items: center; gap: 30px; }
.brand { display: inline-flex; align-items: center; gap: 12px; flex-shrink: 0; }
.brand-mark { font-family: "Newsreader", Georgia, serif; font-size: 2.15rem; line-height: 1; letter-spacing: -.08em; }
.brand-lockup { display: grid; grid-template-columns: auto auto auto; align-items: center; gap: 5px; font-size: .72rem; line-height: 1; color: #263548; }
.brand-lockup i { color: var(--blue); font-style: normal; }
.primary-nav { display: flex; align-items: center; gap: 25px; margin-left: auto; font-size: .91rem; font-weight: 600; }
.primary-nav a { position: relative; padding: 28px 0; }
.primary-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: 19px; height: 2px; background: var(--blue); transition: right .2s ease; }
.primary-nav a:hover::after, .primary-nav a:focus-visible::after { right: 0; }
.button { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; border: 1px solid transparent; padding: 0 22px; font-weight: 700; font-size: .9rem; cursor: pointer; transition: transform .2s ease, background .2s ease, box-shadow .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { color: #fff; background: linear-gradient(115deg, var(--blue), #0d50d5); box-shadow: 0 12px 28px rgba(13,110,253,.25); }
.button-primary:hover { box-shadow: 0 16px 34px rgba(13,110,253,.34); }
.nav-cta { min-height: 46px; }
.menu-toggle { display: none; border: 0; background: transparent; width: 44px; height: 44px; padding: 10px; margin-left: auto; }
.menu-toggle > span:not(.sr-only) { display: block; width: 24px; height: 2px; margin: 5px 0; background: var(--ink); }

.hero { position: relative; min-height: 720px; color: white; overflow: hidden; display: flex; align-items: stretch; }
.hero-image { position: absolute; inset: 0; background-image: url("assets/finamex-global-markets-hero.png"); background-size: cover; background-position: center; transform: scale(1.01); }
.hero-overlay { position: absolute; inset: 0; background: linear-gradient(90deg, rgba(3,12,23,.94) 0%, rgba(4,17,31,.76) 34%, rgba(5,19,35,.28) 66%, rgba(5,19,35,.15) 100%), linear-gradient(0deg, rgba(3,12,23,.52), transparent 48%); }
.hero-content { position: relative; z-index: 2; padding-top: 98px; padding-bottom: 250px; }
.eyebrow { margin: 0 0 22px; color: var(--blue); font-size: .75rem; font-weight: 700; letter-spacing: .16em; text-transform: uppercase; }
.eyebrow.light { color: #83b8ff; }
.hero h1 { max-width: 940px; margin: 0; font-size: clamp(2.85rem, 5vw, 4.8rem); line-height: 1.02; letter-spacing: -.055em; font-weight: 400; }
.hero h1 strong { font-weight: 700; }
.hero-copy { max-width: 630px; margin: 30px 0 34px; color: #dce6f2; font-size: 1.08rem; line-height: 1.7; }
.hero-actions { display: flex; align-items: center; gap: 30px; }
.text-link { display: inline-flex; align-items: center; gap: 10px; color: var(--blue); font-weight: 700; font-size: .9rem; }
.light-link { color: white; }
.text-link span:last-child { transition: transform .2s ease; }
.text-link:hover span:last-child { transform: translate(3px,-2px); }
.hero-dock { position: absolute; z-index: 3; left: 50%; bottom: 0; transform: translateX(-50%); display: grid; grid-template-columns: repeat(5, 1fr); color: var(--ink); background: rgba(255,255,255,.94); backdrop-filter: blur(18px); box-shadow: var(--shadow); }
.dock-item { min-height: 184px; padding: 24px 20px; border-right: 1px solid rgba(10,34,62,.13); display: flex; flex-direction: column; transition: background .2s ease, color .2s ease; }
.dock-item:last-child { border-right: 0; }
.dock-item > span,
.card-index,
.process li > span {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 12px;
  color: white;
  background: linear-gradient(145deg, var(--blue-bright), #0752cf);
  box-shadow: 0 10px 24px rgba(13,110,253,.26), inset 0 1px 0 rgba(255,255,255,.32);
  font-size: 1rem;
  font-weight: 700;
  line-height: 1;
  letter-spacing: -.04em;
  font-variant-numeric: tabular-nums;
  transition: transform .25s ease, background .25s ease, color .25s ease, box-shadow .25s ease;
}
.dock-item strong { margin: auto 0 0; font-size: .9rem; line-height: 1.45; }
.dock-item small { color: var(--muted); font-size: .75rem; line-height: 1.5; }
.dock-item:hover { color: white; background: var(--blue); }
.dock-item:hover > span { color: var(--blue); background: white; box-shadow: 0 12px 28px rgba(2,24,58,.24); transform: translateY(-3px) rotate(-3deg); }
.dock-item:hover small { color: white; }

.section { padding: 118px 0; }
.section h2 { margin: 0; font-size: clamp(2.35rem, 4vw, 4.15rem); line-height: 1.08; letter-spacing: -.045em; }
.two-column { display: grid; grid-template-columns: .82fr 1.18fr; gap: 110px; align-items: start; }
.section-intro > p:not(.eyebrow) { max-width: 510px; margin: 26px 0; color: var(--muted); font-size: 1.05rem; }
.sticky-intro { position: sticky; top: 130px; }
.alliance { background: var(--soft); }
.alliance-content { display: grid; gap: 22px; }
.partner-block { padding: 42px; background: white; border: 1px solid var(--line); box-shadow: 0 8px 28px rgba(8,29,55,.05); }
.partner-block.blue-block { color: white; background: var(--navy-2); border-color: var(--navy-2); }
.partner-heading { display: flex; align-items: center; gap: 18px; }
.partner-heading h3 { font-family: "Newsreader", Georgia, serif; font-size: 2.5rem; margin: 0; font-weight: 500; }
.partner-monogram { width: 48px; height: 48px; display: grid; place-items: center; color: white; background: var(--blue); font-family: "Newsreader", Georgia, serif; font-size: 1.7rem; }
.partner-block > p { margin: 24px 0 34px; color: var(--muted); }
.blue-block > p { color: #c8d7e8; }
.metrics { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); }
.blue-block .metrics { border-color: rgba(255,255,255,.18); }
.metrics div { padding: 24px 12px 0 0; }
.metrics strong { display: block; font-size: 1.7rem; letter-spacing: -.05em; }
.metrics span { display: block; color: var(--muted); font-size: .72rem; line-height: 1.4; }
.blue-block .metrics span { color: #9fb0c4; }

.section-head { display: grid; grid-template-columns: 1.35fr .65fr; gap: 80px; align-items: end; margin-bottom: 55px; }
.section-head.single { grid-template-columns: 1fr; max-width: 980px; }
.section-head > p { margin: 0 0 10px; color: var(--muted); }
.solution-grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 18px; }
.solution-card { grid-column: span 4; min-height: 365px; padding: 30px; background: var(--soft); border: 1px solid transparent; display: flex; flex-direction: column; transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease; }
.solution-card.featured { grid-column: span 8; color: white; background: var(--navy); }
.solution-card:hover { transform: translateY(-6px); border-color: #b9d4f5; box-shadow: var(--shadow); }
.solution-card:hover .card-index { transform: translateY(-3px) rotate(-3deg) scale(1.05); box-shadow: 0 15px 30px rgba(13,110,253,.32); }
.solution-card h3 { margin: auto 0 18px; font-size: 1.55rem; line-height: 1.25; }
.solution-card p { margin: 0; color: var(--muted); font-size: .9rem; }
.featured p { max-width: 620px; color: #b8c9dc; }
.card-line { width: 42px; height: 3px; margin-top: 26px; background: var(--blue); }

.program { color: white; background: var(--navy); overflow: hidden; position: relative; }
.program::before { content: ""; position: absolute; width: 680px; height: 680px; right: -180px; top: -300px; border-radius: 50%; background: radial-gradient(circle, rgba(31,135,255,.24), transparent 68%); }
.program-grid { position: relative; display: grid; grid-template-columns: 1fr .9fr; gap: 100px; align-items: center; }
.program-copy h2 { max-width: 620px; }
.program-copy > p:not(.eyebrow) { max-width: 620px; margin: 28px 0; color: #b9c9da; }
.program-tags { display: flex; flex-wrap: wrap; gap: 9px; }
.program-tags span { padding: 8px 13px; border: 1px solid rgba(255,255,255,.22); color: #dce9f7; font-size: .75rem; }
.program-panel { padding: 44px; color: var(--ink); background: white; box-shadow: 0 34px 80px rgba(0,0,0,.25); }
.panel-label { margin: 0; color: var(--muted); font-size: .75rem; text-transform: uppercase; letter-spacing: .13em; }
.target { display: flex; align-items: flex-end; gap: 16px; padding: 12px 0 30px; border-bottom: 1px solid var(--line); }
.target strong { color: var(--blue); font-size: 4.9rem; line-height: .95; letter-spacing: -.08em; }
.target span { max-width: 130px; color: var(--muted); font-size: .75rem; line-height: 1.35; }
.allocation-list div { display: grid; grid-template-columns: 48px 1fr; gap: 14px; align-items: center; border-bottom: 1px solid var(--line); }
.allocation-list span {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid #9dc5ff;
  border-radius: 50%;
  color: var(--blue);
  background: #f2f7ff;
  font-size: .9rem;
  font-weight: 700;
  font-variant-numeric: tabular-nums;
}
.allocation-list p { margin: 14px 0; font-size: .84rem; }
.risk-note { margin: 18px 0 0; color: #66758a; font-size: .68rem; line-height: 1.55; }

.section-head.compact { margin-bottom: 42px; }
.process { margin: 0; padding: 0; list-style: none; display: grid; grid-template-columns: repeat(5,1fr); border: 1px solid var(--line); }
.process li { min-height: 210px; padding: 28px 22px; border-right: 1px solid var(--line); display: flex; flex-direction: column; }
.process li:last-child { border-right: 0; }
.process li:hover > span { transform: translateY(-3px) rotate(-3deg); box-shadow: 0 15px 30px rgba(13,110,253,.32); }
.process li > div { margin-top: auto; }
.process h3 { margin: 0 0 8px; font-size: 1rem; }
.process p { margin: 0; color: var(--muted); font-size: .8rem; }
.account-features { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; margin-top: 18px; background: var(--line); border: 1px solid var(--line); }
.account-features span { padding: 18px; text-align: center; background: var(--soft); color: #38485d; font-size: .78rem; }

.principles { color: white; background: #091b2f; }
.principles-grid { display: grid; grid-template-columns: .86fr 1.14fr; gap: 110px; }
.principle-list { border-top: 1px solid rgba(255,255,255,.18); }
.principle-list article { display: grid; grid-template-columns: 55px 1fr; gap: 20px; padding: 25px 0; border-bottom: 1px solid rgba(255,255,255,.18); }
.principle-list article > span {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border: 1px solid rgba(116,174,255,.56);
  border-radius: 12px;
  color: #9bc4ff;
  background: linear-gradient(145deg, rgba(31,135,255,.2), rgba(31,135,255,.05));
  box-shadow: inset 0 1px 0 rgba(255,255,255,.1);
  font-size: 1rem;
  font-weight: 700;
  line-height: 1;
  font-variant-numeric: tabular-nums;
  transition: transform .25s ease, background .25s ease;
}
.principle-list article:hover > span { transform: translateY(-2px) rotate(-3deg); background: rgba(31,135,255,.3); }
.principle-list h3 { margin: 0 0 6px; font-size: 1.12rem; }
.principle-list p { margin: 0; color: #aebed0; font-size: .87rem; }

.contact { background: var(--ice); }
.contact-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 110px; align-items: start; }
.contact-copy h2 { max-width: 520px; }
.contact-copy > p:not(.eyebrow) { max-width: 530px; margin: 26px 0 38px; color: var(--muted); }
.contact-detail { display: grid; grid-template-columns: 50px 1fr; gap: 15px; padding: 18px 0; border-top: 1px solid #cbd9e8; }
.contact-detail > span {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border-radius: 50%;
  color: white;
  background: linear-gradient(145deg, var(--blue-bright), #0752cf);
  box-shadow: 0 9px 22px rgba(13,110,253,.22);
  font-size: .92rem;
  font-weight: 700;
  line-height: 1;
  font-variant-numeric: tabular-nums;
}
.contact-detail p { margin: 0; color: var(--muted); font-size: .82rem; }
.contact-detail strong { color: var(--ink); font-size: .92rem; }
.contact-form { padding: 42px; background: white; box-shadow: var(--shadow); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form label:not(.check-label) { display: block; margin-bottom: 18px; color: #33445a; font-size: .78rem; font-weight: 700; }
.contact-form input:not([type="checkbox"]) { width: 100%; height: 50px; margin-top: 7px; border: 1px solid #cbd6e3; border-radius: 0; background: #fbfdff; padding: 0 14px; outline: none; }
.contact-form input:focus { border-color: var(--blue); box-shadow: 0 0 0 3px rgba(13,110,253,.13); }
.check-label { display: grid; grid-template-columns: 20px 1fr; gap: 10px; align-items: start; margin: 5px 0 22px; color: var(--muted); font-size: .73rem; font-weight: 500; }
.check-label input { margin-top: 4px; accent-color: var(--blue); }
.button-wide { width: 100%; }
.form-status { min-height: 1.5em; margin: 12px 0 0; font-size: .8rem; color: #0b6b3a; }
.form-status.error { color: #b3261e; }
.form-note { margin: 6px 0 0; color: #6e7d90; font-size: .67rem; }

.site-footer { padding: 65px 0 32px; color: white; background: #030b15; }
.footer-top { display: grid; grid-template-columns: 1fr auto 1fr; align-items: center; gap: 30px; padding-bottom: 38px; border-bottom: 1px solid rgba(255,255,255,.14); }
.footer-brand { color: white; }
.footer-top > p { margin: 0; color: #a8b7c8; font-size: .82rem; text-align: center; }
.footer-top > a:last-child { justify-self: end; }
.footer-bottom { display: grid; grid-template-columns: 1fr auto; gap: 40px; padding-top: 28px; color: #7e8d9f; font-size: .68rem; }
.footer-bottom p { margin: 0; }
.footer-bottom p:first-child { max-width: 930px; }

@media (max-width: 1020px) {
  .primary-nav { position: absolute; left: 0; right: 0; top: 78px; display: none; padding: 14px 24px 26px; background: white; border-bottom: 1px solid var(--line); box-shadow: var(--shadow); }
  .primary-nav.open { display: grid; }
  .primary-nav a { padding: 10px 0; }
  .primary-nav a::after { display: none; }
  .menu-toggle { display: block; }
  .nav-cta { display: none; }
  .hero { min-height: 800px; }
  .hero-dock { grid-template-columns: repeat(5, minmax(160px,1fr)); overflow-x: auto; width: calc(100% - 48px); }
  .two-column, .program-grid, .principles-grid, .contact-grid { grid-template-columns: 1fr; gap: 60px; }
  .sticky-intro { position: static; }
  .section-head { grid-template-columns: 1fr; gap: 24px; }
  .process { grid-template-columns: repeat(3, 1fr); }
  .process li:nth-child(3) { border-right: 0; }
  .process li:nth-child(-n+3) { border-bottom: 1px solid var(--line); }
  .account-features { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 720px) {
  .container { width: min(100% - 32px, var(--max)); }
  .utility-inner > span { display: none; }
  .utility-inner { justify-content: flex-end; }
  .utility-links a { display: none; }
  .nav-wrap { min-height: 68px; }
  .brand-mark { font-size: 1.9rem; }
  .primary-nav { top: 68px; }
  .hero { min-height: 740px; }
  .hero-image { background-position: 59% center; }
  .hero-overlay { background: linear-gradient(90deg, rgba(3,12,23,.93), rgba(3,12,23,.58)), linear-gradient(0deg, rgba(3,12,23,.55), transparent); }
  .hero-content { padding-top: 75px; padding-bottom: 210px; }
  .hero h1 { font-size: clamp(2.75rem, 14vw, 4rem); }
  .hero-copy { font-size: .95rem; }
  .hero-actions { align-items: flex-start; flex-direction: column; gap: 18px; }
  .hero-dock { width: calc(100% - 32px); grid-template-columns: repeat(5, minmax(210px,1fr)); }
  .dock-item { min-height: 150px; }
  .section { padding: 82px 0; }
  .section h2 { font-size: 2.45rem; }
  .partner-block, .program-panel, .contact-form { padding: 28px; }
  .metrics { grid-template-columns: 1fr; }
  .metrics div { display: grid; grid-template-columns: 80px 1fr; align-items: center; padding: 16px 0; border-bottom: 1px solid var(--line); }
  .blue-block .metrics div { border-color: rgba(255,255,255,.14); }
  .solution-card, .solution-card.featured { grid-column: span 12; min-height: 270px; }
  .target { align-items: flex-start; flex-direction: column; }
  .target strong { font-size: 4rem; }
  .target span { max-width: none; }
  .process { grid-template-columns: 1fr; }
  .process li { min-height: 145px; border-right: 0; border-bottom: 1px solid var(--line); }
  .process li:nth-child(3) { border-right: 0; }
  .account-features { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .footer-top { grid-template-columns: 1fr; justify-items: start; }
  .footer-top > p { text-align: left; }
  .footer-top > a:last-child { justify-self: start; }
  .footer-bottom { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; }
}

/* Long-form editorial layout for index2.html */
:root {
  --navy: #06182c;
  --navy-2: #0b2948;
  --blue: #1769e0;
  --blue-bright: #2d82f4;
  --ice: #edf5ff;
  --ink: #0a1b2f;
  --muted: #53657a;
  --line: #d9e2ec;
  --paper: #ffffff;
  --soft: #f5f8fc;
  --max: 1240px;
  --shadow: 0 24px 70px rgba(6, 24, 44, .11);
}

body { background: var(--soft); }
.site-header { box-shadow: 0 8px 30px rgba(6, 24, 44, .04); }
.nav-wrap { min-height: 72px; }
.primary-nav { gap: 21px; font-size: .82rem; }
.primary-nav a { padding: 25px 0; }
.primary-nav a::after { bottom: 17px; }
.nav-cta { min-height: 42px; padding-inline: 18px; }

.hero { min-height: 680px; }
.hero-overlay {
  background:
    linear-gradient(90deg, rgba(2, 13, 26, .96) 0%, rgba(4, 22, 41, .82) 38%, rgba(5, 24, 45, .22) 76%),
    linear-gradient(0deg, rgba(2, 13, 26, .65), transparent 58%);
}
.hero-content { padding-top: 92px; padding-bottom: 210px; }
.hero h1 { max-width: 820px; font-size: clamp(3rem, 5.2vw, 4.9rem); }
.hero-copy { margin-top: 24px; font-size: 1rem; }
.hero-dock {
  bottom: 24px;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, .48);
  border-radius: 14px;
  background: rgba(255, 255, 255, .96);
}
.dock-item { min-height: 132px; padding: 20px; }
.dock-item > span { width: 38px; height: 38px; border-radius: 10px; font-size: .84rem; }
.dock-item strong { margin-top: 18px; font-size: .77rem; line-height: 1.38; }

.section { padding: 104px 0; }
.section h2 { font-size: clamp(2.2rem, 3.7vw, 3.8rem); }
.eyebrow { margin-bottom: 17px; }

.alliance { background: #f4f7fb; }
.two-column { grid-template-columns: .72fr 1.28fr; gap: 84px; }
.sticky-intro { top: 112px; }
.section-intro h2 { max-width: 460px; }
.section-intro > p:not(.eyebrow) { max-width: 430px; line-height: 1.75; }
.alliance-content { gap: 28px; }
.partner-block {
  position: relative;
  overflow: hidden;
  padding: 46px 48px;
  border: 0;
  border-radius: 18px;
  box-shadow: 0 18px 48px rgba(8, 29, 55, .07);
}
.partner-block::after {
  content: "";
  position: absolute;
  right: -65px;
  top: -65px;
  width: 150px;
  height: 150px;
  border: 28px solid rgba(23, 105, 224, .08);
  border-radius: 50%;
}
.partner-block.blue-block { background: linear-gradient(140deg, #0b2948, #06182c); }
.partner-heading h3 { font-size: 2.25rem; }
.partner-block > p { max-width: 760px; margin: 24px 0 30px; font-size: .94rem; line-height: 1.82; }
.metrics { gap: 18px; }
.metrics div { padding-top: 20px; }
.metrics strong { font-size: 1.55rem; }

.solutions { background: white; }
.section-head.single { max-width: 890px; margin-bottom: 50px; }
.solution-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.solution-card,
.solution-card.featured {
  grid-column: auto;
  min-height: 0;
  padding: 34px 36px 36px;
  border: 1px solid #e1e7ef;
  border-radius: 16px;
  background: #f7f9fc;
  color: var(--ink);
}
.solution-card.featured {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 70px minmax(230px, .72fr) 1fr;
  column-gap: 28px;
  align-items: center;
  background: linear-gradient(125deg, #06182c, #0c3157);
  color: white;
}
.solution-card .card-index { margin-bottom: 58px; }
.solution-card.featured .card-index { margin: 0; }
.solution-card h3 { margin: 0 0 14px; font-size: 1.32rem; }
.solution-card.featured h3 { margin: 0; font-size: 1.65rem; }
.solution-card p { max-width: 58ch; font-size: .88rem; line-height: 1.75; }
.solution-card.featured p { color: #c2d1e2; }
.solution-card .card-line { margin-top: 24px; }
.solution-card.featured .card-line { display: none; }

.program { padding-block: 116px; background: linear-gradient(135deg, #06182c 0%, #092846 100%); }
.program-grid { grid-template-columns: .8fr 1.2fr; gap: 84px; }
.program-copy h2 { font-size: clamp(2.25rem, 3.5vw, 3.7rem); }
.program-copy > p:not(.eyebrow) { line-height: 1.8; }
.program-tags { display: grid; gap: 10px; }
.program-tags span { padding: 11px 14px; border-color: rgba(255,255,255,.16); border-radius: 8px; }
.program-panel { padding: 44px 48px; border-radius: 18px; }
.target { align-items: center; gap: 28px; padding: 16px 0 32px; }
.target strong { font-size: 5.4rem; }
.target span { max-width: 210px; font-size: .82rem; }
.allocation-list div { grid-template-columns: 50px 1fr; padding: 4px 0; }
.allocation-list p { font-size: .88rem; }

.accounts { background: #f5f8fc; }
.section-head.compact { grid-template-columns: .78fr 1.22fr; align-items: start; }
.section-head.compact > p { max-width: 620px; padding-top: 48px; line-height: 1.8; }
.process {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  border: 0;
}
.process li {
  min-height: 154px;
  padding: 26px 28px;
  flex-direction: row;
  gap: 22px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: white;
}
.process li:last-child { grid-column: 1 / -1; border-right: 1px solid var(--line); }
.process li > div { margin: 4px 0 0; }
.process h3 { font-size: 1.02rem; }
.process p { max-width: 52ch; font-size: .85rem; line-height: 1.65; }
.account-features { gap: 12px; background: transparent; border: 0; margin-top: 28px; }
.account-features span { display: grid; place-items: center; min-height: 76px; border: 1px solid #d7e1ec; border-radius: 12px; background: #eaf2fc; }

.principles { background: #06182c; }
.principles-grid { grid-template-columns: .7fr 1.3fr; gap: 88px; align-items: start; }
.principles .section-intro { position: sticky; top: 112px; }
.principle-list { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; border: 0; }
.principle-list article {
  grid-template-columns: 48px 1fr;
  gap: 18px;
  min-height: 240px;
  padding: 28px;
  border: 1px solid rgba(255,255,255,.14);
  border-radius: 14px;
  background: rgba(255,255,255,.035);
}
.principle-list article:last-child { grid-column: 1 / -1; min-height: 0; }
.principle-list article > span { width: 42px; height: 42px; }
.principle-list h3 { font-size: 1.03rem; line-height: 1.45; }
.principle-list p { margin-top: 12px; font-size: .83rem; line-height: 1.72; }

.contact { background: linear-gradient(180deg, #edf5ff, #f7fbff); }
.contact-grid { grid-template-columns: .8fr 1.2fr; gap: 90px; }
.contact-form { border-radius: 18px; }
.site-footer { padding-top: 58px; }

@media (max-width: 1020px) {
  .primary-nav { top: 72px; }
  .hero { min-height: 760px; }
  .hero-dock { bottom: 20px; }
  .two-column, .program-grid, .principles-grid, .contact-grid { grid-template-columns: 1fr; }
  .sticky-intro, .principles .section-intro { position: static; }
  .section-head.compact { grid-template-columns: 1fr; }
  .section-head.compact > p { padding-top: 0; }
}

@media (max-width: 720px) {
  .utility-bar { display: none; }
  .hero { min-height: 720px; }
  .hero-content { padding-top: 68px; padding-bottom: 190px; }
  .hero-dock { bottom: 16px; border-radius: 12px; }
  .section { padding: 76px 0; }
  .partner-block { padding: 30px 26px; border-radius: 14px; }
  .solution-grid, .principle-list, .process { grid-template-columns: 1fr; }
  .solution-card, .solution-card.featured { grid-column: auto; display: flex; padding: 28px; }
  .solution-card.featured .card-index { margin-bottom: 44px; }
  .solution-card.featured h3 { margin-bottom: 14px; }
  .solution-card .card-index { margin-bottom: 44px; }
  .process li, .process li:last-child { grid-column: auto; min-height: 138px; border: 1px solid var(--line); }
  .account-features { grid-template-columns: 1fr; }
  .principle-list article, .principle-list article:last-child { grid-column: auto; min-height: 0; }
  .program-panel, .contact-form { padding: 30px 26px; }
  .target strong { font-size: 4.5rem; }
}